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Cost of living

Living in London can be expensive, so it’s important to plan your budget before you start your studies. Your costs will depend on where you live, how you travel and your lifestyle, but the main expenses to think about are accommodation, food, transport and everyday spending.

Cost of living

What should I budget for?

Accommodation

Accommodation is likely to be your biggest monthly expense.

Costs vary considerably depending on the area, type of accommodation and whether bills are included.

You may be able to reduce costs by living further from central London and travelling to campus.

Food and everyday essentials

Your weekly food costs will depend on how often you cook, eat out or buy food on campus.

Planning meals, shopping around and bringing food with you can help keep costs down.

Remember to include other regular expenses such as toiletries, laundry, mobile phone costs and household items in your budget.

Travel

Our campus is next to South Quay DLR station, with Canary Wharf Underground and Elizabeth line stations within walking distance.

If you travel regularly, check whether you’re eligible for student travel discounts such as an 18+ Student Oyster photocard or Railcard.

Social life and leisure

London has plenty to do at every budget.

Many museums, galleries, parks and public spaces are free, and students can often get discounts on entertainment, eating out and shopping.

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How much student finance is available?

Eligible Home full-time undergraduate students studying in London may be able to receive a higher Maintenance Loan because of the additional cost of living in the capital.

For the 2026/27 academic year, students living away from home and studying in London may receive up to £14,135, depending on household income and individual circumstances.

The amount you receive may not cover all your living costs, so it’s important to work out your likely budget before you start. 

Check your student finance entitlement

Ways to reduce your costs

There are plenty of simple ways to make your money go further:

  • use student discounts such as UNiDAYS, Student Beans and TOTUM

  • check whether you’re eligible for discounted travel

  • make use of free museums, galleries and events

  • bring food with you rather than buying lunch every day

  • compare accommodation costs and transport before choosing where to live

  • use University facilities and services wherever possible.

Working while you study

Some students choose to work part-time alongside their studies.

Our Careers and Employability team can help you search for vacancies, prepare applications and explore work opportunities.

If you’re studying in the UK on a Student visa, check the conditions of your visa before taking paid work.

Find out about careers and employability

Financial support

If you’re worried about money or your circumstances change while you’re studying, help is available.

Our Student Financial Guidance team can advise you on budgeting, student finance, scholarships, bursaries and other financial support.

Find out about financial support

Plan ahead

Before you arrive in London, work out your expected monthly income and spending.

Include rent, bills, food, travel and personal spending, and allow some room for unexpected costs.

A realistic budget will help you understand what you can afford and make it easier to manage your money while you study.